As of Jan. 15, the IRS and Treasury Departmentto and . If you (which really ,) but haven’t received it yet, does that mean you missed your window? And what’s going on with a ? We answer those questions, along with what you need to do to claim for the first or second payments you may be owed Feb. 12.
We’ll also dig into what you can do if your check is affected by one of the, explain why you should , go over and even explain is lost in transit. If you’re curious, here’s what happens if .
Amay be close behind. On Thursday, proposed a that includes a . Here are the details. This story is frequently updated with new information.
The IRS stopped delivering $600 stimulus checks — for now
payments had a Jan. 15 cutoff as part of December’s bill authorizing the money. As a result, there are now — those that arrived before the deadline and those that have to be reconciled from here on out.
Some more resources:
Can I still get my $600 second stimulus payment?
You haven’t missed your opportunity to get your second stimulus payment, though at this point it’s more likely to come. If you don’t get your second check shortly after Jan. 15 (it could take a few days in the mail,) will in 2021. Feb. 12 is the first day you can file. The later you file taxes, the longer it may take to . If you got a notice saying the money was sent but you never got it, you may need to .
You can track your stimulus money two ways
If you’re missing your first check and waiting for your second, there are two things you can do to get some visibility into what’s going on. The first is to use the. The online application can show you if there’s an issue that’s . Make sure you read our , since the tool isn’t completely straightforward.
The second method, which is specifically for people who are gettingand , is to sign up for a and lets you know when it’s coming. That takes the guesswork out of the whole operation.
Third stimulus check: Will it be for $1,400, $2,000 or some other amount?
On Jan. 14, Biden outlined aand backed a . This is clearly less than the and the package that was discussed earlier this month.
Biden’s proposal isn’t a given, and the $1,400 he’s suggesting now could be wildly different from the final dollar amount that gets approved. We just don’t know. That figure, and any, will be points of negotiation and debate . Remember that President Donald Trump also called for $2,000 checks, but negotiators settled at a $600 maximum, so we’ll have to wait and see. Meanwhile, here are all the ways you could .
If I have a problem with my stimulus payment, can I call the IRS?
When the IRS facilitated sending the first stimulus checks, it sent a letter with phone numbers to call if you ran into trouble. The agency also staffed up call center representatives. That’s not the case this time around. Instead, the IRS wants you to claim your missing money using theas and use online tools. The agency tells you not to call. Here’s how to .
Rules for dependents changed in the second check and could change in the third
The second stimulus check gave households a $100 raise on the amount given for, a flat rate of $600. Compared to the first direct payment, this is an increase from $500 per child dependent who are 16 years or younger. There’s no cap on the number of children, aged 17 and under, who contribute to the household’s total.
A third check could potentiallyagain by expanding the definition to dependents of all ages, according to . (Here’s who the .)
If you don’t file taxes, there are some things to know
While, you don’t need to have filed a tax return to qualify for a check. If you’re over age 65, for example, and receive , you could still qualify for a stimulus check under the CARES Act. However, if you didn’t get your stimulus money and didn’t use the non-filers tool by Nov. 21, you’ll now need to .
You have rights when it comes to your stimulus check
For example, did you know that the IRS, and therefore won’t tax your stimulus checks in 2020 or 2021? What about repayments if you qualify for a lower amount this time around? What if you didn’t get your full payment — do you ?
In addition, some rules have changed in the second check when it comes to who can garnish your stimulus money. Here are.
These groups of people may have slightly different qualifications and rules to know
When it comes to stimulus checks, small details and exceptions can be confusing. While some situations are easy to understand, others concerning you and your dependents might make it unclear if you’re eligible, how much money you might receive and if there’s anything extra you have to do to claim your money.