Theis starting to take shape thanks to , but are you still missing all or part of your that went out earlier this year? It’s too late to request the money in 2020, since the deadline to register a claim for a missing or was Nov. 21. But as long as you’re actually , you can still file for any money you’re owed in early 2021.
When you file your taxes in 2021, you can claim yourmoney in the form of a Recovery Rebate Credit from the IRS. This credit would either increase the amount of your tax refund or lower the amount of the tax you need to pay by the amount of stimulus money you’re still owed. You can claim this money whether or not Congress approves a as part of another this month or next year.
We break down how to find out if you qualify for more money from the first round of payments (you can also find out, if one passes), and how to claim that money in 2021. This story was updated recently.
When and how to file a claim for a missing stimulus check in 2021
If you belong to one of the groups outlined below, or triedand think the IRS didn’t send your check in full, you have another chance to claim your stimulus check money through an IRS Recovery Rebate Credit. You’ll be able to file for this credit during the 2021 tax season; if the typical schedule holds, your federal tax return will be due April 15 (though in 2020, the IRS as a result of the COVID-19 pandemic).
While the IRS doesn’t have specific instructions yet for every personal situation (more on these below), the agency does say that people who file taxes can use 2020 Form 1040 or 1040SR to claim a catch-up payment. If you received a partial payment, you’ll need the IRS’ calculated amount from the letter called Notice 1444 Your Economic Impact Payment when you file in 2021.
If you file for the credit and are owed money, you’ll either see the amount of your tax refund increased or the amount of tax you owe lowered, depending on the amount of stimulus money you’re eligible to receive.
If you don’t normally file a federal tax return, here’s what to do
Starting in September, the IRS sent letters to 9 million Americans who may have qualified for a payment but perhaps didn’t know they needed to register to claim it. This group — which the IRS categorizes as “nonfilers” — includes people who, such as , and individuals with incomes less than $12,200. Those in this group needed to file a claim using the Non-Filers tool by Nov. 21. The IRS said if you missed the deadline you can claim the payment, which, again, it calls a Recovery Rebate Credit, in 2021 when you file a 2020 federal income tax return:
When you file a 2020 Form 1040 or 1040SR you may be eligible for the Recovery Rebate Credit. Save your IRS letter – Notice 1444 Your Economic Impact Payment – with your 2020 tax records. You’ll need the amount of the payment in the letter when you file in 2021.
If you’re missing a payment for a dependent child, do this
Under the CARES Act, each qualifying— those 16 years old and younger — was eligible for a $500 check. But some people’s payments for each eligible dependent.
If you claimed it by Nov. 21, you could receive the payment in December. You can use ourto get an idea of how much you may be owed.
As with the nonfilers, if you missed the deadline, the IRS said you can claim the payment on your 2020 federal tax return in 2021, by filing a 2020 Form 1040 or 1040SR.
Note that in a few cases, where parents are separated or divorced and share joint custody of a dependent,per eligible child, so you may not even be aware you’re eligible for the payment to begin with.
If your check was garnished by mistake, here’s what to do
Although there are a few cases where the federal government or a debt collector could, in general, if you qualify for a check, . One area where the federal government can garnish a check is for overdue child support. However, if the , only the spouse who owes child support should have the check seized.
According to the IRS, the parent who does not owe child support should receive their portion of the payment without having to take action. If you haven’t received your check, the IRS said it is working to send out the missing payments. While you don’t have much recourse to appeal IRS decisions, you can also try the Non-Filers tool to create a record of your claim.
If you used our stimulus check calculator and believe your check amount is wrong
Finally, if you use ourand find you may have qualified for a larger payment than you received, you can use the IRS Get My Payment tool to see if a check is in the works. If the IRS is waiting on information from you it needs to make your payment, you might still be able to claim your money next year. Otherwise, you will need to wait till 2021.
If you’re a US citizen abroad, in US territories or not a citizen
The IRS has rules that set the payment eligibility guidelines for US citizens who live abroad and non-US citizens who work in the US — along with spouses of nonresident aliens. We have a guide that walks through theif you qualify but didn’t get a check.
People in jail or prison qualify by court order
Since April, when it first started sending payments, the IRS has gone back and forth on whether.
A ruling this fall from a federal judge in California, however, seemed to have settled the question for now and required the IRS to contact those incarcerated who can file a claim for. The deadline to file a claim this year — either through the mail or online — has passed. As with others who are missing a payment, the IRS said if you do not receive a payment by Dec. 31 you may be able to claim it in 2021 by filing a 2020 Form 1040 or 1040-SR.
For everything to know about the first payment,. We also have an idea of how quickly the IRS could , , and what other benefits you might expect in .